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Robert Suen, CEO of PAMA International made a delivery on Kinders' concepts of agency management.
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| Eugene K. Wilson, who has 46 years of training and management experience for LIMRA, delivered "Communicating, Marketing and Multiplying to Maximize." |   
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| 31GAMAHK members from 12 different insurance companies attended the Program.  |    |  
| President of GAMAHK Mr. Guan Qun Lee also attended the Program.  |    | 
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